We are a locally owned Kentucky Consumer Finance Company. We operate in the Kentucky counties of Marion, Taylor and Washington. The company was started so that local loan decisions could be made at the local level by local people who have knowledge of what is going on in the local area. We feel that all people need to be treated as an individual and not just a number. We feel that someone living in the area can make a better decision instead of someone hundreds of miles away looking at information on paper.